Why we picked this video
This is the most numerate video in the library and our best window into how a routine procedure actually bills: the creator books on her phone, has a skin tag removed at a Shenzhen public hospital, and shows the receipt — ¥25 for the doctor, ¥286.65 all-in, of which the state fund covered ¥158.42 and her personal insurance account paid the remaining ¥128.23, leaving ¥0 in cash. She also shares what her insurance costs per month (¥538, split with her employer), which lets readers do the arithmetic themselves instead of taking a headline number on faith.
What to watch for
- The phone-booking flow before she even leaves home
- How fast a public hospital moves for a minor procedure: in, out and home before lunch
- The payment split at the cashier — state fund, personal account, and what (if anything) is left to pay in cash
- The queueing and privacy norms of a busy public department, which differ from anything in a Western clinic